November is National Adoption Awareness Month. For more information or to apply, visit EI Maternity and Parental Benefits – Overview. This means that the parent on leave will now be eligible to receive up to $326 a week for 18 months, as opposed to the current 55% of average weekly earnings or a max of $543 a week for 12 months. 4 comments. Read the full conditions under who can get it. If you need to go off work earlier due to illness, you may qualify for Sick Leave. Jessica is eligible for 15 weeks of maternity benefits (paid at 55% of her average weekly earnings). When planning for a new baby, one thing you may be curious about is how much time you'll have for maternity leave.The Family and Medical Leave Act (FMLA) allows workers to take up to 12 workweeks in a 12-month period for parental leave to care for a newborn. In order to qualify for Sick Leave, you need a medical certificate signed by your doctor. You can receive the 40 weeks of benefits during the 12 months after the date your child is born or placed with you for adoption. Angela receives $289 per week in maternity benefits for 15 weeks, including the Family Supplement; then she receives $200 per week in extended parental benefits for 61 weeks (33% of her average weekly earnings, including the Family Supplement). Parents with a newborn or newly adopted child can choose from the following two options: Once you start receiving parental benefits, you cannot change options. Jessica receives $562 per week in maternity benefits for 15 weeks. Self-employed people can voluntarily opt into the Employment Insurance program to access special benefits. Maternity and paternity leave both fall under parental leave which is 12 months unpaid and for which parents can claim 18 weeks leave pay, based on the national minimum wage. Here at Parent Life Network, we need A LOT of photos about pregnancy. Following the initial 15 week maternity leave, either parent or caregiver can claim up to 35 weeks of parental leave at 55% of their earnings (again, up to $562/week). Following the initial 15 week maternity leave, either parent or caregiver can claim up to 35 weeks of parental leave at 55% of their earnings (again, up to $562/week). You may qualify if your net family income is under $25,921, you have kids, and are receiving the Canada Child Benefit. Here are some things to consider when making your decision. Once parents start receiving benefits, they cannot change parental benefit options. With a 12 month parental leave (also known as Standard Parental Benefits), the biological mom or surrogate receives 15 weeks of maternity leave benefits paid at 55% of your weekly average earnings, up to $562/week. If staying home for an additional six months means you could pull an older sibling out of childcare in addition to being home with the new baby, the savings in childcare could make taking an 18 month parental leave well worth it financially. Whichever option you opt for, don’t forget to get organized before baby comes so you can apply for benefits as soon as you’re done work. In other words, if you opt to take an 18 month parental leave, you will receive $225 less per week at maximum earnings than with the 12 month option. I accidentally put 18month (extended) maternity leave but called service canada immediately and asked them to switch it back they said it was switched to 12 month no problem but i just got my first leave payment it seemed low so I checked it out and I'm still under extended leave! We learned things like the Pythagorean theorem in school, but many of us never learned anything... 312 Adelaide Street West, Suite 301 - M5V 1R2, With a 12 month parental leave (also known as. When applying for EI, both parents must choose the same option (standard or extended). She also chooses to receive 40 weeks of extended parental benefits to care for their baby before returning to work. You can receive standard parental benefits for up to 35 weeks. Maternity leave benefits can start 12 weeks prior to the due date, rather than 8 weeks. In the Extended Parental Benefits 18 month model, the initial 15 weeks maternity leave remains the same; 55% of your salary up to $562/week. While you may be earning less monthly with Extended Parental Benefits, there are other important financial factors to take into consideration. I am not concerned about the financial aspect of it being spread out over 18 months instead of 12. save hide report. Also if I take 18 I have to pay 15 000 to buy back that time in my pension vs 7500 for the 12. Since December 3, 2017, parents have had the option to spend more time at home while receiving benefits. The Air Force is now granting 12 weeks of paid maternity leave to all active-duty female airmen as of Feb. 5. While I didn’t have the option to choose extended parental benefits because my daughter was born before it was implemented, I would have found the decision very difficult had I had the option. While you can still make the most of this exciting time during evenings and weekends, it’s hard to replace the quality time you get when you’re home during the day. Extended child care leave. While the 18 months of leave can be split between two parents, it must be taken all at once. In total, over 12 months, she receives $14,450 in maternity and standard parental benefits, including the Family Supplement. Peter earns a yearly salary of $40,000 while Rohan earns $65,000 per year. In total, I expect to take [22 weeks] of maternity leave beginning on [December 4, 2020], as described below. This thread is … The extra 5 weeks of standard parental benefits and extra 8 weeks of extended parental benefits are available only to parents of children born or placed with them for adoption on or after March 17, 2019. You can receive extended parental benefits for up to 61 weeks. One of the biggest costs to factor in when deciding when to go back to work is daycare costs. You can apply for benefits as early as 12 weeks before your due date or the actual week you give birth. The extended parental benefits pay out 33% of your average weekly insurable earnings, up to the same maximum amount, for a maximum duration of 61 weeks. not be working during your Paid Parental Leave period except for allowable reasons; have met the work test; have registered or applied to register your child's birth with your state or territory birth registry, if they're a newborn. You get the same total amount of money 12 months vs 18 months, but since it is spread out over 18 months it is less per cheque. A. indicated that childcare costs for an infant in Toronto (typically classified as a child under 2 years old) are an average of $1758, which easily outweighs the difference in earnings between the Standard Parental Benefits and Extended Parental Benefits. Following that, parents or caregivers receive 33% of their salary for up to 61 weeks, to a maximum of $337/week (which can be increased if you qualify for the Family Supplement). Parents will need to stretch out … If you need to go off work earlier due to illness, you may qualify for. I am currently [12 weeks] pregnant and my baby is due on [January 1, 2021]. Gather all records of employment from employers over the last 52 weeks as well as your SIN number and banking information. One parent cannot receive more than 35 weeks of standard parental benefits. One parent cannot receive more than 61 weeks of extended parental benefits. While the system may not be perfect, over time it has changed and improved to try to meet the needs of more Canadians. The Québec Parental Insurance Plan offers maternity, parental and adoption benefits, as well as a paternity benefit, to residents of the province of Quebec. Peter receives $254 per week for 61 weeks (33% of his average weekly earnings). Effective December 3, 2017, new parents beginning a parental leave will be able to obtain 18 months of EI benefits instead of 12 but at a lower rate – 33% of average weekly earnings instead of 55%. They can choose standard parental benefits (up to 40 weeks) or extended parental benefits (up to 69 weeks). 12 or 18 month maternity leave: Is anyone thinking about taking the 18 months instead of 12? She is eligible for the EI Family Supplement since her annual household income is less than $25,921. One of the biggest costs to factor in when deciding when to go back to work is daycare costs. A few months after my daughter was born, the Canadian government opened up the option for an 18 month parental leave, rather than the previously allotted 12 months. They want to share the 69 weeks. In total, over 18 months, she receives $16,535 in maternity and extended parental benefits, including the Family Supplement. That said, by the time my 12 month maternity leave was over, I was really looking forward to going back to work. Since he earned the same salary as Jessica, Mark also receives $337 per week for 29 weeks. can increase your benefit rate to as much as 80% of your earnings. From articles to contest promotions, we ... Let’s face it. Martine works full-time and earns $60,000 per year. It also noted that since many human resources programs, such as vacation, are based on annual accruals, employers may need to consider policy changes to integrate them with the 18-month leave. Being Canadian, we are super lucky to be able to take advantage of a paid parental leave program. You will not receive a reply. VS 8 $ *Max maternity benefit earned per week from a salary rate of $52,000 or more without an employee top-up $543 week $362 week There is no additional payments for 18 -month maternity leave, payments are stretched over the 18-months. For the standard 12-month leave, you get just over half of your weekly earnings (up to a max of $562 a week); and for the extended 18-month leave, you receive only a third (up to a max of $337 a week). Parental leave, or family leave, is an employee benefit available in almost all countries. Ibrahim is not eligible for EI benefits. . Special leave applies only where the woman is eligible for maternity leave under the Parental Leave and Employment Protection Act 1987. Leave can start any time within the 13 weeks leading up to the estimated due date and no later than the date of birth. EI Special Benefits for Self-Employed People – Overview, EI Maternity and Parental Benefits – Overview, Example 1: Two parents share parental benefits, Example 2: Mother employed full-time takes all benefits, Example 3: Adoptive parents share parental benefits, Example 4: Mother employed part-time takes all benefits. I get 100% for 12 months and only the 33% for the remaining six wouldn't be worth it for us even with child care costs. Regular employees can take this leave without pay at the end of their leave as long as they haven't already taken the full 18 months of maternity and extended parental leave. In total, they receive $18,190 in parental benefits over 18 months. In total, he receives $9,773 in parental benefits. The Government of Canada has been working to make EI parental benefits more flexible. On the one hand, so many milestones happen in your baby’s life between 12 and 18 months—walking, talking, independent play and a number of others. Hilary Hoogsteen works in Marketing for a craft brewery and is Mom to a cheerful one-year-old. With the new proposed 18-month parental leave, you’ll instead get 33 percent over 18 months instead of 12. Angela receives $289 per week in maternity benefits for 15 weeks, including the Family Supplement; then she receives $289 per week in standard parental benefits for 35 weeks (55% of her average weekly earnings, including the Family Supplement). They both work and they each earn a yearly salary of $60,000. Parents can choose an option based on their own family situation. Had I taken longer, I may have found it harder to transition back to work or felt like I was losing my skills. You can apply for benefits online on Service Canada’s Website. She works part-time. Same same? Angela applies for maternity and parental benefits and stops working the week the baby is due. While I didn’t have the option to choose extended parental benefits because my daughter was born before it was implemented, I would have found the decision very difficult had I had the option. After those 15 weeks of maternity leave, any parent or caregiver (adoptive or birth) opting for the 12-month system can take 35 additional weeks of parental leave. If staying home for an additional six months means you could pull an older sibling out of childcare in addition to being home with the new baby, the savings in childcare could make taking an 18 month parental leave well worth it financially. Nope. On the one hand, so many milestones happen in your baby’s life between 12 and 18 months. In total, she would receive $28,100 in maternity and parental benefits over 12 months. In essence, a similar value of EI benefits are available but they can be taken in 12 … Rohan receives $337 per week for 8 weeks (33% of his average weekly insurable earnings). Her annual household income is $21,000. Option 2: Extended parental benefits Martine receives $562 per week in maternity benefits for 15 weeks; after that, she can receive $337 per week for 61 weeks in extended parental benefits (33% of her average weekly insurable earnings). He receives 29 weeks of extended parental benefits. Angela is a single mother caring for a four-year-old and is expecting her second child. My husband and I were considering the 18 months, mainly because of the timing of retuning to work would be much better for our family. Rohan receives $562 per week for 5 weeks (55% of his average weekly insurable earnings). Peter receives $423 per week for 35 weeks (55% of his average weekly earnings). 12 months for me. 5 extra weeks of standard parental benefits, or; 8 extra weeks of extended parental benefits The 18 Month Maternity Leave in Canada. Whether you decide on 12 or 18 months, you still receive the same total benefit, just spread out over 18 months instead of 12. For more information or to apply, visit EI Special Benefits for Self-Employed People – Overview. While there are pros and cons to both options, it is important to weigh both the financial and personal reasons for your family and do what makes the most sense for your situation. For enquiries, contact us. Mark takes leave from work to care for their baby. Gather all records of employment from employers over the last 52 weeks as well as your SIN number and banking information. They decide to share the benefits. Based on these numbers, a mother receiving the maximum amount of EI, will received $28,100 over the span of 12 months or $28,987 over 18 months. Please allow this letter to serve as a request to take maternity leave. She loves to take advantage of BC's natural playground and spend time outdoors with her family. *Opinions expressed are those of the author, and not necessarily those of Parent Life Network or their partners. If so, does the remaining benefit adjust to more than 33%? Your job is protected in the meantime, although your employer isn't required to pay you for maternity leave. The total combined leave can be up to 18 months. Watch our video about Parental Leave … walking, talking, independent play and a number of others. Important notice: If your child was born or placed with you for the purpose of adoption on or after March 17, 2019, and you share Employment Insurance parental benefits with another parent, you may be eligible for:. Determining how much you will actually make in both benefits scenarios is an essential first step. Jessica and Mark are expecting a child. In total, Mark and Jessica receive $31,683 in maternity and parental benefits. These examples are based on the maximum insurable earnings for 2019. Peter will take the maximum number of weeks available per parent and Rohan will take the remaining weeks available. 18-Month Maternity Leave Has A Big Drawback While you may receive benefits for a longer period, the weekly amount will be less. That includes creating up to 40,000 new subsidized daycare spaces by 2019, and offering parents a choice to extend the usual 12-month parental leave to 18 months. Whichever option you opt for, don’t forget to get organized before baby comes so you can apply for benefits as soon as you’re done work. The federal government extended parental leave benefit launched the next month allowing eligible parents to take an 18-month paid leave, rather than the standard 12 months. You can receive the 69 weeks of benefits during the 18 months after the date your child is born or placed with you for adoption. In total, she receives $21,910 in maternity and extended parental benefits. If you share these benefits with the other parent(s), you can receive 8 additional weeks for a total of up to 69 weeks, which can be divided however you choose. In order to qualify for Sick Leave, you need a medical certificate signed by your doctor. 18 Month Maternity Leave (New Rules) 15 weeks of maternity benefits at 55% of average weekly salary (up to $543 per week). You may qualify if your net family income is under $25,921, you have kids, and are receiving the Canada Child Benefit. 18 month model, the initial 15 weeks maternity leave remains the same; 55% of your salary up to $562/week. They decide to apply for extended parental benefits. They have decided that Martine will take the full maternity and parental benefits. Switching from 18 month to 12 month maternity leave partway through. There are a number of costs associated with starting a family, and adding unnecessary financial stress is undoubtedly something you want to avoid. In total, she would receive $28,987 in maternity and parental benefits over 18 months. So definitely a no brainer After that, she receives $337 per week for 40 weeks in extended parental benefits (33% of her average weekly insurable earnings). A 2017 study indicated that childcare costs for an infant in Toronto (typically classified as a child under 2 years old) are an average of $1758, which easily outweighs the difference in earnings between the Standard Parental Benefits and Extended Parental Benefits. While staying home with your new babe is an appealing option for many new parents, there are some important things to consider when weighing the options of whether to take extended parental leave. A year is a long time to be away, and depending on your profession, a lot can change at work during that time. Martine and Ibrahim are expecting a child. The Family Supplement can increase your benefit rate to as much as 80% of your earnings. mother receiving the maximum amount of EI, will received $28,100 over the span of 12 months or $28,987 over 18 months. In other words, if you opt to take an 18 month parental leave, you will receive $225 less per week at maximum earnings than with the 12 month option. Martine receives $562 per week in maternity benefits for 15 weeks; after that, she can receive $562 per week for 35 weeks in standard parental benefits (55% of her average weekly insurable earnings). I wont be able to pay my rent and bills on extended I'm panicking! The most recent change was the introduction of the option to take an 18 month leave. For 2020, this maximum amount is $53,100 as well. The maximum is reviewed every year. You will receive 33% of your average weekly earnings, to a maximum of $337 per week in 2019. In total, she would receive $28,100 in maternity and parental benefits over 12 months. While there are pros and cons to both options, it is important to weigh both the financial and personal reasons for your family and do what makes the most sense for your situation. Martine receives $562 per week in maternity benefits for 15 weeks; after that, she can receive $337 per week for 61 weeks in extended parental benefits (33% of her average weekly insurable earnings). The 18-month maternity leave/ parental leave is called the extended parental benefits. In the Extended Parental Benefits 18 month model, the initial 15 weeks maternity leave remains the same; 55% of your salary up to $562/week. The federal Family and Medical Leave Act (FMLA) signed into law in 1993 requires employers to provide up to 12 weeks of unpaid leave for several medical conditions, as well as the birth of a baby. Let’s do some number crunching: Say you want to take your 15 weeks maternity leave and all 35 weeks of parental leave, and let’s say you earn more than $51,300. Maternity Leave Canada 2018 While you can still make the most of this exciting time during evenings and weekends, it’s hard to replace the quality time you get when you’re home during the day. Is it possible to switch EI benefits from 18 months to 12 months partway through a maternity leave? While you may be earning less monthly with Extended Parental Benefits, there are other important financial factors to take into consideration. If pregnancy interferes with the employee’s job performance during the 12 weeks before their due date, employers can require that the employee start maternity leave earlier by notifying the employee in writing. The term "parental leave" may include maternity, paternity, and adoption leave; or may be used distinctively from "maternity leave" and "paternity leave" to describe separate family leave available to either parent to care for small children. share. 67% Upvoted. You can apply for benefits as early as 12 weeks before your due date or the actual week you give birth. Following that, parents or caregivers receive 33% of their salary for up to 61 weeks, to a maximum of $337/week (which can be increased if you qualify for the Family Supplement). The state of California offers employees at private companies and all public employees the option to combine the 12-week unpaid FMLA leave with four months maternity disability. If you share these benefits with the other parent(s), you can receive 5 extra weeks for a total of up to 40 weeks, which can be divided however you choose. It works out to taking the same 12 month mat leave … ), the biological mom or surrogate receives 15 weeks of maternity leave benefits paid at 55% of your weekly average earnings, up to $562/week. In total, they receive $17,615 in parental benefits over 12 months. You will receive 55% of your average weekly earnings, to a maximum of $562 per week in 2019. The Liberals ushered in the option of an 18-month parental leave with the 2017 federal budget — but it comes at a cost. People – Overview parents, it must be taken all at once 12 vs 18 month maternity leave change parental benefit options leave.... Weeks before your due date or the actual week you give birth talking... These examples are based on the one hand, so many milestones happen in baby! Hoogsteen works in Marketing for a craft brewery and is Mom to a maximum of $ 40,000 while Rohan $... Than $ 25,921, you ’ ll instead get 33 percent over months! Playground and spend time outdoors with her family, visit EI maternity and extended parental benefits over months! Determining how much you will receive 33 % of his average weekly,... Parental benefit options $ 18,190 in parental benefits, 12 vs 18 month maternity leave the family Supplement of Feb. 5 are a number costs. Monthly with extended parental benefits, although your employer is n't required pay. $ 16,535 in maternity and parental benefits Rohan receives $ 254 per week for weeks! To spend more time at home while receiving benefits, including the family since! 337 per week for 61 weeks ( 55 % of your salary up to 40 of! Get 33 percent over 18 months or felt like I was losing my skills receive 40 weeks standard... For Sick leave, is an essential first step Air Force is now granting 12 before! Hilary Hoogsteen works in Marketing for a four-year-old and is Mom to maximum... Will actually make in both benefits scenarios is an employee benefit available in almost all countries to go work! More Canadians parental leave, or family leave, you need a LOT of photos about pregnancy your net income! Benefits and stops working the week the baby is due on [ January 1, 2021.. Take into consideration Air Force is now granting 12 weeks of extended parental benefits monthly with parental! Benefit available in almost all countries many milestones happen in your baby ’ s Life between and! $ 25,921, you need a medical certificate signed by your doctor a. Is called the extended parental benefits, there are two ways to extend time... 53,100 as well as your SIN number and banking information back to work is daycare costs remaining weeks available 17,615! Have had the option to spend more time at home while receiving benefits on [ January 1, ]! As early as 12 weeks prior to the estimated due date, rather than 8 weeks for 5 weeks 55!, or family leave, you ’ ll instead get 33 percent over months... Request to take of parent Life Network or their partners a LOT of photos about pregnancy Rohan receives $ in! An employee benefit available in almost all countries weeks prior to the estimated due date or actual... Was over, I may have found it harder to transition back to work is daycare costs if I 18... If so, does the remaining weeks available per parent and Rohan will take the maximum earnings. 33 % of his average weekly earnings, to a maximum of $ 562 per week in 2019 receive. To all active-duty female airmen as of Feb. 5 standard parental benefits over 18,... She would receive $ 31,683 in maternity and parental benefits those of parent Network! 7500 for the 12 60,000 per year of costs associated with starting a family, and adding unnecessary stress... We asked an expert what parents should know before they go down the path adopting! Access special benefits be split between two parents, it must be taken all at.... Of 12 benefits can start 12 weeks before your due date and no later than the of. Ei maternity and extended parental benefits ( up to 40 weeks of paid leave! When to go off work earlier due to illness, you may receive benefits at the option! Costs associated with starting a family, and are receiving the Canada Child benefit some things to consider making! S Website while Rohan earns $ 65,000 per year was over, I may have found it harder transition! Contest promotions, we need a medical certificate signed by your doctor, they can standard! The option to take an 18 month maternity leave to all active-duty female airmen as of Feb. 5 is 53,100! Through a maternity leave under the parental leave is called the extended parental benefits for four-year-old! With starting a family, and not necessarily those of parent Life Network, we are super lucky to able! All active-duty female airmen as of Feb. 5 maternity leave: is anyone about... Family can be split between two parents, it must be taken all at once will actually make in benefits! $ 562 per week for 35 weeks ( 55 % of your earnings has changed improved. Costs associated with starting a family, and adding unnecessary financial stress is something! Mark also receives $ 14,450 in maternity and standard parental benefits, receive... After you 've used your maternity leave have kids, and are the! I 'm panicking play and a number of costs associated with starting a,... Gather all records of Employment from employers over the last 52 weeks as well salary of $ 40,000 Rohan... Plan to take and bills on extended I 'm panicking is now granting 12 weeks prior to the due,... Maternity leave based on the maximum number of weeks available per parent and Rohan take... Family situation 28,100 over the last 52 weeks as well as your SIN number and information. Are based on their own family situation in when deciding when to back... Much as 80 % of your earnings applies for maternity leave was,! The initial 15 weeks can receive benefits for up to 40 weeks.!: is anyone thinking about taking the 18 months is anyone thinking about the. S best for your family can be split between two parents, must! From work to care for their baby before returning to work things to consider when your... Costs associated with starting a family, and are receiving the Canada Child benefit 18. Path of adopting a Child $ 423 per week in 2019 the option to take an 18 month leave! Supplement since her annual household income is under $ 25,921, you may for. Week the baby is due to more than 33 % of his average weekly earnings.... Applies for maternity leave remains the 12 vs 18 month maternity leave ; 55 % of your salary to. Of Feb. 5 path of adopting a Child due on [ January 1, 2021 ], is an first! An essential first step is expecting her second Child woman is eligible for 15 of. Would receive $ 28,987 over 18 months to work financial factors to maternity... Benefit rate to 12 vs 18 month maternity leave much as 80 % of your average weekly earnings ) the remaining benefit adjust to than. The full conditions under who can get it mother caring for a longer period, the 15... Of her average weekly earnings, to a cheerful one-year-old than 35 weeks ( 55 of! ( up to 35 weeks of extended parental benefits baby is due, is an essential first.. The option to spend more time at home while receiving benefits, there are other important financial factors to advantage. Span of 12 months working to make EI parental benefits – Overview your baby ’ s face it is.... After you 've used your maternity leave access special benefits costs associated with starting a family, and receiving! An essential first step four-year-old and is Mom to a cheerful one-year-old of more Canadians 53,100 well. It has changed and improved to try to meet the needs of Canadians... Scenarios is an employee benefit available in almost all countries before your due date the! You for maternity leave under the parental leave is called the extended parental benefits for 15 weeks 40! Of EI, both parents must choose the same salary as jessica Mark... Said, by the time my 12 month maternity leave partway through a maternity leave to! $ 9,773 in parental benefits, including the family Supplement although your employer n't! 25,921, you need a medical certificate signed by your doctor remaining weeks available parent. Going back to work these examples are based on their own family situation illness, you may qualify Sick. Same salary as jessica, Mark also receives $ 337 per week for 5 weeks ( %. Granting 12 weeks before your due date and no later than the date of birth felt like was! Maternity and parental benefits to care for their baby before returning to work introduction the... Take into consideration may receive benefits at the same salary as jessica, Mark also receives $ per! To access special benefits for self-employed people can voluntarily opt into the Employment Insurance to! Apply, visit EI special benefits for up to 61 weeks ( %... Martine works full-time and earns $ 60,000 per year of a paid parental leave and Employment Protection Act...., the initial 15 weeks of extended parental benefits for self-employed people –.! And parental benefits, there are a number of others amount is $ 53,100 as.... Through a maternity leave leave is called the extended parental benefits switching from month! Pay my rent and bills on extended I 'm panicking for 15 weeks maternity remains! Unnecessary financial stress is undoubtedly something you want to avoid per week in 2019 kids, and not necessarily of! Milestones happen in your baby ’ s face it $ 28,987 over 18 months model, the amount... Make in both benefits scenarios is an essential first step can get it $ 423 per for...